Discount Tire Credit Card can be used at a local Discount Tire shop as well as numerous registered auto repair locations. Even a Discount Tire Credit Card is valid at about 200,000 plus gas stations. Payment of gas, minor repairs, and in-store purchases can be done through this card. Tradespersons who give credence to Synchrony Car Care which further includes many gas stations, for instance, Chevron, BP, etc. accept this credit card. Car repair services such as Gerber Collision & Glass and auto parts traders like Pep Boys across the U.S. are also covered under the network of Synchrony Car Care. This card also provides charge-free financing on bulk purchases.
Where can I use a discount tire credit card?
Brands, part of Synchrony Car Care Network, which accept it, are as follows:
Conoco Continental TireCooper TiresExpress LubeExxonMarathonMerlinMidasMobilPenske AutomotivePrecision Tune Auto CarePhillips 66SpeedwaySpeed MartSun Auto ServiceShellTexaco etc.
Required Credit Score for Discount Tire Credit Card
So, the minimum credit score for a Discount Tire Credit Card is 640. Synchrony Bank does a credit check before accepting a credit card, though the requirement might be less strict for trade or store credit cards. It should be noted that the card score is important but not the only factor to consider for approving a credit card. Reasons for denial, besides a low credit score, could include, not having:
Required revolving creditRequired credit history in general
5 Ways to make Payment of Your Discount Tire Credit Card
Online method Automatic payment methodMail methodBy PhoneLate Fees for Discount Tire Cards method
Online payment is done by logging into your account through their online portal and proceeding towards making payment by clicking on the “Make Payment” button.
This is one of the most preferable methods for signing up for auto pay. Day-to-day payments will automatically be processed from your card so that you don’t have to maintain your records. It prevents you from making late payments, provided that, you need to have a sufficient balance in your linked account.
For this, you can simply mail a money order or check, if you choose not to run the business online.
For making the payment by phone, you are required to call the number mentioned on the back of your card or 877-295-2080. It should be noted that a fee will be charged for utilizing this particular method.
In order to avoid a late payment fee of $35, you are required to make at least a total payment before the payment due date. It also leads to an increase in APR up to 29.99% penalty APR (actual variable purchase APR is 26.99%).
Are there any Demerits of this Credit Card?
No reward or points program. Includes greater than standard APRs (average being 15% for all credit cards and 17% on accounts that holds a balance). No cash back or rewards. No signup bonus. Many credit card benefits are not included. No intro APR offer on new purchases.
Conclusion:
Discount Tire Credit Card is an FDIC-insured and secured bank. Merits for cardholders cover encouraging financing and funding available, no yearly fee, and no accountability on fraud transactions. Feasible reach to your account with the Discount Tire mobile app makes it user-friendly. Accepting over 200,000 gas stations and various other gas brands (included under Synchrony Car Care Network) makes it worth considering.
Retailers and Brands, not a part of Synchrony Car Care Network, accepts Discount Tire Card?
Answer- No, Retailers and Brands, not a part of Synchrony Car Care Network do not accept this Credit Card.
Is the ‘low credit score’ only reason for the denial of approval for Discount Tire Credit Score?
The statement is not true as besides low credit score, there are other reasons also for denial of approval for Discount Tire Credit Score i.e.
Required revolving creditRelevant credit history in general
What are the pertinent APRs for Discount Tire credit card?
Answer- As per the terms of the Federal Reserve Board (FRB), the relevant APR is 15% for all credit cards and 17% for accounts containing a balance. Although this Credit Card has greater than standard regular APR i.e. 26.99% (variable purchase APR).
Does Discount Tire Credit Card cover the intro APR scheme on new purchases?
Answer- No, the Intro APR offer on new purchases is not covered under Discount Tire Card.
