You may obtain a free copy of your credit report from Equifax®, Experian®, and TransUnion® once each year at AnnualCreditReport.com or by calling toll-free 1-877-322-8228.
Checking your own credit score is a soft inquiry, and it will not influence your credit. There are several types of hard inquiries that can affect your credit score, as well as many forms of soft inquiries.
Your score is classified as Fair, which translates to a range from 580 to 669. A 600 FICO Score is below the typical credit score. Consumers with FICO scores in the Fair range are seen by some lenders as having poor credit and maybe denied credit applications.
A 750 credit score is considered to be excellent, but it could be much higher. You might become eligible for the best lending conditions, including the lowest interest rates and fees if you can improve your score into the Exceptional range (800-850).
You may start by visiting one of the three major credit bureaus, Equifax, Experian, or TransUnion to view your report for free on AnnualCreditReport.com. After every 12 months, each firm allows you to access your file once.
