Downloading your credit report is a simple process that will only take a few minutes.
Every 7 days, TransUnion provides updates to Credit Karma. Simply check your Credit Karma account once a week to find out where your credit score is at. Don’t worry if Credit Karma isn’t updating; it may occasionally take up to 30 days for information from the big banks to be reported.
A good credit score is generally defined as a score of more than 800. Excellent (score of 961-999) is considered to be anything above 881 (reference: https://www.experian.co.uk/consumer/guides/good-credit-score.html). Callcredit was renamed TransUnion in 2012, and the
650 is regarded as fair, which is better than bad but worse than excellent. It falls below the national average FICO Score of 710 and squarely within the range of 580 to 669.
Your FICO score is Fair, which means it falls within the range of ratings, from 580 to 669. A 600 FICO Score is considered below average. Consumers with scores in the Fair range are regarded as unfavorable credit by some lenders and may have their application denied.
