What Time Does Walmart Stop Cashing Checks?
As part of its service, Walmart operates money centers which typically deal in check cashing, money transfers, and similar cash services like bill payment, these services are offered to Walmart locations even if you can’t, and the money centers are an instore Alternative to banks where you can use your debit cards, credit cards or other forms of money transfers and cash services like the check cashing, these services typically close around 8 pm from Monday to Saturday, and Sunday by 6 pm.
What are Walmart money centers?
Their money centers are alternatives to banks whether they are instore or online, you can find services that provide you with money services, you can use your prepaid debit or credit cards, you can run money transfers or other similar cash services, these services are run by all Walmart stores even if you do not find a designated center for it, the money-center hours are typically from the start of the business day which is by 8 am to 8 pm from Monday to Saturday and from 10 am to 6 pm on a Sunday, you can find a Walmart money center by using the Walmart store locator, you can find and confirm if the store close to you offers money center services.
What services do money centers offer?
Check to cash is one of the offers Walmart money centers, you can cash in your payroll and even government checks including taxes, and refund checks, the average fee the service cost is just around $4 for checks up to $1000, and $8 for checks over $1000, you can also use the Walmart money card service, the money card is typically a prepaid debit card that has a cashback rewards program, you can also pay bills using the in-store service or the Walmart app, you can also do a Walmart to Walmart money transfer, this allows you to send money from one Walmart store to another within the United States, you can also do your MoneyGram transfers at Walmart, you can send money in-person or use an online platform or MoneyGram agent location, these services are usually cheap and don’t require you to have a bank account but Walmart isn’t a bank, so you still might need to consider opening one if you don’t have a bank account.
How late can a check be cashed?
Checks are usually valid for up to 6 months which is about 180 days whether it is a personal check a business check or a payroll check, some businesses have a void after 90 days rule already printed on their check, whereas most banks and money centers like the Walmart money center would cash checks that have stayed no longer than 180 days, the preprinted 90 days limit on checks are usually to encourage persons to go deposit the money or cash the check, checks may usually not get invalid after 90days of stay
What checks does Walmart not cash?
Walmart sometimes declines to cash checks when you have insufficient funds or an unacceptable check type or because the check is over its limits, meaning the cash written on the check is more than the check should normally take, which would make a check verification company advise Walmart to not cash the check to cash your check you would need to have endorsed your check have a valid legal ID and may be required to give your social security number if it’s your first time cashing a check, Walmart because of its policy is limited to cash only checks like payrolls, preprinted, tax, cashier’s checks, as well as, MoneyGram money orders, two-party personal checks, government, retirement, and insurance checks, and on the other hand, would not accept checks having multiple payees, post-dated checks, handwritten checks, and money orders not given from Walmart.
Conclusion
If you want to cash a check Walmart money center may be a good place to try depending on the check you have, while the company generally cashes the majority of checks and money orders, you may need to verify whether the check you’re with is accepted, by calling their customer service to find out. Their money centers use telecheck or Certegy to make sure checks are valid before cashing them out, the companies would help verify the customer info and check the authenticity of the check, they can also identify possible customers who pose risks during the verification process
